Proposal of micropayment and credit card model using NFC technology in mobile environments

Abstract

For many years, mobile communication networks were rapidly developed and many IT engineers studied the technology that the wallets are replaced by mobile phones. The technologies are RFID (Radio Frequency Identification) and NFC (Near Field Communication). In mobile environments, the mobile commerce (m-commerce) allows users to conduct business and service transactions over portable mobile phone. It is a NFC chip embedded phone and we called smart phones. Using NFC smart phone, m-commerce trials and researches have been studied all over the world. In this paper, we surveyed about the NFC technology, and electronic cash payments system. And we proposed a micropayment model based on NFC and credit card model.